Emergencies are unprecedented, and when they arise they can be great stressors for people who have not planned adequately. When you are financially secure, you are economically stable and have enough savings to get through emergencies and to finance you future financial goals. This way emergencies and unplanned events will have little impact on your overall financial stability.

It's never too early to start learning about personal finance! It's better to know about personal finance early, so that you can start planning on how to become financially secure down the road.

Now! Ideally, you will start saving as soon as you can afford to since the sooner you begin saving, the more time your money has to grow.

1. What Is Your Net Monthly Income?
2. What Irregular Expenses Will Be Arising In The Next 3-6 Months?
3. What would happen if you were to lose your job?
4. Have you planned for any expected changes in living expenses?